Category: Money Saving

Christmas Shopping Tips

Christmas Shopping Tips There’s no doubt about it, Christmas is definitely heading our way. If you haven’t been outside, and you haven’t watched television, shopped online, or listened to the radio, then you may not be aware that shops are trying hard to get us to spend our money with them.

At this time of year, a lot of people start to wonder what they should buy their loved ones for Christmas. They also start to wonder how on earth they are going to be able to afford to buy all of the presents they have in mind.

Here are some tips that can help you to curb your Christmas spending, while also ensuring you buy the presents you’ve been thinking about.

Wait for the sales

Very soon shops will be lowering prices, so that you will feel more inclined to spend your money with them. This is only a good thing if you were thinking of shopping with them anyway. If you weren’t, then please just ignore the sales, and make sure you get the presents you want, from the retailer of your choice. (Unless you find that gift a lot cheaper elsewhere).

If you have to use a credit card

None of us particularly want to use our credit card, but sometimes we just have to. If you think you’ll have to, then please make sure you pay the money back as soon as you can. Add another£5 to the minimum payment if that’s all you can afford. Alternatively, use the money you currently have, and don’t overspend by a penny.

Don’t be fooled by promotional offers

Although there are undoubtedly some good offers around right now, don’t be fooled by them. Remember when those big boxes of chocolates were £5 a few years ago? That’s because they contained 1 kilogram of chocolates, now they only contain 750 grams. You’re not getting your monies worth here, so look for a good deal elsewhere.

If you’re feeling seduced by a ‘Buy one get one free’ offer, take a look at the price that the items are selling for right now, and work out how much they cost when they weren’t on offer. Chances are you could be paying a little more than you should.

Take a look online to see if it’s cheaper

This is the best way for you to make the most of your money. See what’s on offer, take a look at the good job web designers have made of trying to attract you to a site, and save yourself some cash.

It really is possible for you to spend your money wisely, and get everyone the gifts you had in mind. Don’t go mad, be sensible and start your Christmas shopping as soon as you can, and reach for those bargains.

It’s time to start shopping for Christmas!

I’m sorry if I have made you sigh, or even made you panic slightly, but the fact of the matter is, it’s time to start shopping for Christmas. Christmas is really just around the corner (At the time of writing, in any case), and that means you need to get your skates on and start shopping!

ChristmasNow, you may be tempted to leave everything to the last minute, and hope that you can get everything you need on Christmas Eve at your local store. This is however, a really bad idea, as many people will be doing the same as you, and there may not be very much in stock. Start shopping now, and you could be the one putting your feet up and relaxing, while everyone else panics about what to buy and for who.

Make a list

Make a list of the people you’ll be buying gifts for, and think about what you want to buy them. Doing this will ensure that you don’t buy something you like the look of, and wonder who you should give it to.

Shop for a few people at a time

Don’t go out and buy all the gifts in one go, go out with a few people in mind, have your list with you, and shop for them. Alternatively, you may even want to shop online as it means you won’t have to carry anything home, and you may even get a discount too. Plus, you can even buy yorkies online, and other gifts that could be hard to find in your local town.

When you’re done

When you’re done shopping, it’s time to start wrapping those gifts. Make sure you have all the paper, ribbon and anything else that you’ll need to hand. Don’t forget to remember what gift you’re giving to someone. Take a look at the list you made so you can tell what you’re supposed to be giving to who. This way, you’re less likely to give the wrong gift to the wrong person.

Have a spare gift at the ready

My friend always has a spare gift at the ready, in case there’s someone he’s forgotten to buy for, or he comes across someone he’d like to give a gift to. A box of cookies usually works in this case, and once wrapped, it can be a nice charming gift to give to your Uncle’s best friends cousin’s daughter inlaw.

Alternatively, since January is just around the corner and people are looking to get into their healthand fitness routine, why not look at a free trial of a latest supplement to help with their festive weight loss? I’ve heard good things about Garcinia Cambogia, which offer samples with free shipping.

Start shopping for Christmas right now, and before it’s too late. While everyone else runs around panicking, you can sit back and relax, knowing that you are all set for the holiday season.

Good looking, low maintenance gardens



Many people have a garden attached to their property, but not everyone wants to make full use of it. Some people love nothing more than to create a garden that’s bursting with flowers, shrubs and fruits and vegetables. They would spend a lot of time in their garden if they could, and they simply love it when the garden is in full bloom.


Low maintenance gardens

But what if you’re not a gardener? Does this mean that you will have to put up with a bare-looking somewhat dilapidated garden? No, it doesn’t mean this at all. Just because you don’t want to spend hours with your fingers in the soil, it doesn’t mean that you cannot have a garden that you love. There are some very simple solutions around that will help you have a lovely garden that is very low maintenance.

My friends’ partner has a lovely garden, but there’s nothing natural in it at all. He’s decided to lay some artificial grass, and place some expensive-looking garden furniture on it. It’s not my idea of a garden, but he’s more than happy to have it that way. He’s not a natural gardener and simply doesn’t get any joy out of tending to his garden, so why should he?


Good looking, low maintenance gardens

Some people will go so far as laying paving slabs down, adding some pebbles or small stones to their borders and buying good quality Artificial Topiary that comes in all shapes and sizes. I have to say that you can create a good looking garden if you know what you’re doing.

You don’t have to dig up large patches of earth and create a vegetable plot if you don’t want to. You can always leave the grass as it is, and add some garden statues, a bit of topiary here and there, and you can even buy some beautiful archways that could potentially become a wonderful centerpiece.


Low maintenance garden with flowers

If you want to enjoy having a low maintenance garden, but you would also like to have some flowers, then you may want to think about using pots. Pots of all shapes and sizes are available, and stood on a hard flat surface, they could make your garden look good. You will of course have to prune them as and when you need to, but you won’t have to do it every day.

As long as you know what kind of garden you want, you can ensure it’s low maintenance, while also looking good.

How to save money on food

Many people say that they would be rich if they didn’t have to buy food. Food can be expensive, particularly if you have a lot of mouths to feed. What’s more is we get used to buying specific brands of tined tomatoes for example, that cost a lot more than other very similar products.

So how can we save money on food, while still enjoying what we eat? After all, there’s no point buying cheaper products if they don’t taste that nice is there? The good news is that we can all save money on food, without having to compromise on taste and quality.


Buying cheaper products

You may be interested to know that some cheaper supermarket own-label brands are made in the very same factory as the more expensive brands. For example, the cheap thick ketchup that you love could be made in the very same place as the value brand. The value brand is cheaper simply because it’s not as thick, as the more expensive, but it will still taste the same.

Cheaper products can often be just as good as the more expensive ones, so it’s worth your while checking them out. Of course, not every single cheaper product will be as good as those that cost a little more, but you’ll be surprised at how many are.


Shop around

Shopping around is a sure-fire way for you to see what’s on offer, and what is sold a little cheaper elsewhere. You can usually find a lot of difference in the prices of everyday groceries in a number of different supermarkets. There are 4 supermarkets in my small town, and I know which one sells the cheapest fruit, and which one sells the cheapest bread. Knowing what you can get and where you can get it from, can potentially save you approximately $5-10 a week.

When it comes to shopping around, you can also use the same money-saving methods when you’re buying other products too. For example, Cloud Nine Straighteners may be $10 cheaper in one store than they are in another, so knowing where you can save cash, will help your bank balance.


Using up your leftovers

I always use up my leftovers, you know why? Because I can usually make another meal out of it or I can enjoy the leftovers alongside other food. For example, I had some chili leftovers in my refrigerator, so the next day I had it with some salad and a jacket potato. Although I was not able to create a whole meal out of my leftovers, I was at least able to enjoy it the next day.


Using up the food you have in stock

One of the best things that you can do to lower your monthly grocery bill, is to use up the food you have in stock. My mother in law goes out and buys groceries each week, without knowing what she has in the cupboards at home. Suffice to say, she usually has a lot more food in than she really needs. My wife and I like to use up the food that we have in stock, because we usually have a lot more food than we realize, and we therefore save money on our grocery bill when we do venture out to the supermarket.


As you can see, there are some great and relatively easy ways that you can save money on food. Why not think about using the above tips as you’ll soon see your bill drop quite dramatically.


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